Buildings And Contents Insurance

One of the most common types of insurance. Combined buildings and contents cover usually comes with a discount over purchasing the cover separately, typically as there is less admin to be done.

Although household insurance is not compulsory by law, most mortgage lenders will insist on a buildings insurance policy in place whilst the property is mortgaged.

The risks that are covered against for buildings and contents include natural occurences such as storms, flooding, lightning, tornado, landslip, heave, subsidence etc. With contents insurance, the cover typically includes theft of items in the property, although some insurers will cover items taken out of the home.

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